If you are having problems getting credit or paying your monthly bills, you may be tempted to turn to businesses that advertise quick and easy solutions to
Reputable credit counseling organizations advise you on managing your money and debts, help you develop a budget, and usually offer free educational materials and workshops.
If you are having difficulty paying your mortgage or know you will have difficulty in the near future, call your lender! Your lender will be able to provide you with options that may allow you to save your home.
what is a credit score? It's a number calculated by a credit bureau, a lender or another company to summarize each person's financial reliability. You also may hear a credit score referred to as a "credit rating" or as a "FICO" score (the latter a reference to a widely-used credit score produced by the Fair Isaac Corporation).
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. For identity thieves, this information is as good as gold.
If you’ve maxed out your credit cards and you’re getting deeper and deeper in debt, chances are you are feeling overwhelmed. How are you ever going to pay it down?
If you need money to pay bills or make home improvements, and think the answer is in refinancing, a second mortgage, or a home equity loan, consider your options carefully.
