If you are having difficulty paying your mortgage or know you will have difficulty in the near future, call your lender! Your lender will be able to provide you with options that may allow you to save your home.
what is a credit score? It's a number calculated by a credit bureau, a lender or another company to summarize each person's financial reliability. You also may hear a credit score referred to as a "credit rating" or as a "FICO" score (the latter a reference to a widely-used credit score produced by the Fair Isaac Corporation).
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. For identity thieves, this information is as good as gold.