Author Archives: CreditPal

Choosing a Credit Counselor

creditpal credit counselor

Living paycheck to paycheck? Worried about debt collectors? Can’t seem to develop a workable budget, let alone save money for retirement? If this sounds familiar, you may want to consider the services of a credit counselor. Many credit counseling organizations are nonprofit and work with you to solve your financial problems. But beware — just […]

Find Loans and Grants Fast!

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Federal, state and local governments offer a wide range of financing programs to help small businesses start and grow their operations. These programs include low-interest loans, venture capital, and scientific and economic development grants. Find Loans and Grants Fast! Search for Loans & Grants to find financing for your small business Loans & Grants Resources […]

What is Identity Theft

creditpal identity theft

Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. The Federal Trade Commission (FTC) estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know […]

Four Tips To Avoid Foreclosure

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Are you having difficulty paying your mortgage or know you will have difficulty in the near future? You have more solutions than you might think! Foreclosure Avoidance Counseling National Foreclosure Mitigation Counseling Program (NFMC) Housing counseling agencies funded through the National Foreclosure Mitigation Counseling Program, administered by NeighborWorks America, can provide you with the information […]

7 Tips on Putting Your Dollars to Work for You!

creditpal financial planner

While it’s important to pay your bills, it’s also wise to “pay yourself” — to contribute to your savings accounts, even in uncertain times when you may be strapped for cash. “During tough financial times, you may believe you cannot pay your bills and continue to put money into savings,” said Sandra L. Thompson, Director […]