Credit

If you are having difficulty paying your mortgage or know you will have difficulty in the near future, call your lender! Your lender will be able to provide you with options that may allow you to save your home.

Credit cards offer tremendous benefits for consumers, including the ability to afford purchases big and small, in good times and bad. But chances are you can get even more out of your credit cards — and save more money — if you remember these basic tips.

Personal bankruptcy generally is considered the debt management option of last resort because the results are long-lasting and far reaching. People who follow the bankruptcy rules receive a discharge — a court