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Your Credit Score

Your Credit Score

by CreditPal ® 7 min read

what is a credit score? It's a number calculated by a credit bureau, a lender or another company to summarize each person's financial reliability. You also may hear a credit score referred to as a "credit rating" or as a "FICO" score (the latter a reference to a widely-used credit score produced by the Fair Isaac Corporation).
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What is Identity Theft

What is Identity Theft

by CreditPal ® 6 min read

Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. For identity thieves, this information is as good as gold.
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Choosing A Credit Card

Choosing A Credit Card

by CreditPal ® 3 min read

When you are shopping for a credit card, it’s wise to compare fees, charges, interest rates, and benefits. Some credit cards that look like a great deal at first glance may lose their appeal once you read the terms and conditions of use and calculate how the fees could
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FREE Credit Reports

FREE Credit Reports

by CreditPal ® 8 min read

There is only one authorized source for the FREE annual credit report that's yours by law. The Fair Credit Reporting Act guarantees you access to your credit report forFREE from each of the three nationwide credit reporting companies
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