Credit Score

what is a credit score? It's a number calculated by a credit bureau, a lender or another company to summarize each person's financial reliability. You also may hear a credit score referred to as a "credit rating" or as a "FICO" score (the latter a reference to a widely-used credit score produced by the Fair Isaac Corporation).

There is only one authorized source for the FREE annual credit report that's yours by law. The Fair Credit Reporting Act guarantees you access to your credit report forFREE from each of the three nationwide credit reporting companies